GFS Group Life, Health, Dental, Disability And Reinsurance Marketing Business Unit

GFS has two distinct marketing strategies, one for direct group products and one for group reinsurance strategies that assist Fortune 500 firms with diversity initiative’s in the financial services space more specifically within the insurance space.

What is Group Reinsurance?

Justas individuals or businesses purchase insurance to protect them from the financial consequences of property and liability losses, insurance companies purchase reinsurance to protect them from some of the financial consequences of insuring the loss of others. Reinsurance is very common between insurance companies, and is not usually disclosed to the person or the business that is buying the insurance. That’s why many employers and individuals are not aware of the amount of reinsurance that is routinely transacted on a daily basis.

In What States is GFS able to Market?

GFS is able to market both national and internationally and have minority Insurers capable of acting as a reinsurer under both.

What industries do you serve?

An increasing number of corporations, organizations and government clients from the industries listed below have used GFS’s marketing team to help them find a minority insurance company to reinsure their Group Benefits Program.
  • Aerospace & Defense
  • Airlines
  • Beverage
  • Chemical
  • Consumer Goods
  • Education
  • Energy
  • Government
  • Insurance
  • Motor Vehicle and Parts
  • Petroleum Refining
  • Retail
  • Securities Banking
  • Steel
  • Telecommunications
  • Tobacco

Who are your strategic partners?

GFS’s marketing team has built strong relationships with the following Major Group Benefits providers:
  • Aetna
  • Cigna
  • MetLife
  • Prudential Financial
  • The Hartford

Client’s GFS’s Marketing Team Has Helped?

  • Coca Cola
  • General Motors (GM)
  • Lockheed Martin
  • Proctor & Gamble
  • Delta Airlines
And many other firms.

How does the reinsurance program work?

The minority insurance company acts as a reinsurer as long as the employer’s group life insurance policy remains in force with the carrier.


There are three "must know’s" about GFS’s Group Reinsurance program. They are:
  • There is no change in administration or additional work for the employers Benefits or Human Resources Department.
  • There is no increase in the premium rate currently charged by the carrier; and
  • Program entrance is available throughout the year.

How do I get started?

Step 1 We’ll help you determine the percentage to reinsure
Step 2 Request your carrier to provide GFS with copies of your policies and the last 3-5 year’s experience for your company.
Step 3 GFS and your group carrier will work with a minority carrier to prepare a reinsurance contract. Just contact us and we’ll get the ball rolling.

More Information

Leonard P. Grimes
Office: (770) 989-7333
Cell: (678) 209-1826
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